SBI Bank is offering cheap loans to its customers, these 5 types of loans will be available cheaply
State Bank of India offers an exclusive mobile app for customers to apply for a loan for their dream homes through their Android smartphones, making it the quickest and the most convenient way of availing home loan.
This app facilitates:· Get loan eligibility,
· Customize loan quotes as per individual’s requirement· Retrieve your loan quote at a later date to complete the application process
· Get Instant “Approval-in-Principle”
· Download prefilled application form
· Upload KYC & Income documents
· Schedule appointment with Bank
· Request for “Get a Call Back”
· Track application status
· Notification and alerts for scheduled activities and completed jobs
· Get information regarding product features, document-checklist and rate of interest
· Frequently Asked Questions
• Get Instant Sanction & disbursement of SBI Tatkal e-Personal Loan.
Home loan
SBI is currently lending at only 6.70 per cent. But it is the lowest rate and can vary depending on your property and Sibyl.
Car loan
SBI Bank is currently offering loans at an interest rate of 7.50 per cent. The special thing is, SBI offers car loan facility up to 85 months, which means you can easily repay your car loan gradually.
Overseas Education Loan
Apart from that, if you are planning to study abroad and want to take a loan, you will have to pay EMI at an interest rate of 9.30 per cent.
Pre-approved personal loan
In Pre-Approved Personal Loan you will have to pay interest at the rate of 9.60. It is much less than other banks.
Gold loan
Gold loan at the rate of 7.50 is being given by SBI. A loan of up to Rs 50 lakh can be taken from a bank by pledging gold. You do not have to do much paperwork to get this loan which is why it is a good option for managing money.
*Pre Application Services -
Product information, approved projects, branch locator, calculators, virtual tour, FAQs, get a call back, etc.
*Online Application - Get quote, view and customize quote, submit application and get instant approval-in-principle letter
*Post Application Services - Track application, download pre-filled application, schedule appointment with the Bank and upload photograph/KYC/income/property documents
*Post Sanction Services - Scheduling an appointment for execution of documents and submit feedback on SBI home loan processes
Personal Loan
In today’s day and age we all attempt to live our life to the fullest. Infact, we often face challenges to fulfil a specific financial need or desire beyond our capacity. Be it wedding expenses, funds for an emergency, paying off medical expenses or any other payments, you will want to ensure that you have the perfect opportunity to make all your dreams come true. For these visions and much more, we give you the perfect solution to live life your way—Personal Loan.Home Loan
Home loan/Housing Loan is a lump sum amount of money borrowed from any financial or banking institutions to buy a house. Home loan consists of two types of interest rates named as fixed and floating interest rates. As per the chosen interest rate, consumer repays the loan in form of EMIs for the desired tenure.અહીંથી વાંચો સંપુર્ણ ગુજરાતી રીપોર્ટ